Purchasing car insurance is a crucial step toward protecting your vehicle from accidents, theft, and unforeseen damages. Thanks to digital platforms like Policybazaar, buying or renewing car insurance has become quick, transparent, and hassle-free. Whether you’re a new car owner or renewing your existing policy, here’s a step-by-step guide to buying car insurance from Policybazaar in just a few clicks.
Why Choose Policybazaar?
Policybazaar is one of India’s most trusted online insurance marketplaces. It offers:
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Instant comparison of quotes from top insurance providers
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Easy customization of policies
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Attractive discounts and offers
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24/7 support for claims and queries
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Paperless transactions and instant policy issuance
Types of Car Insurance Plans Available
Before buying, understand the main types of car insurance offered on Policybazaar:
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Third-Party Insurance
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Mandatory by law
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Covers liability for injury, death, or damage to third-party property
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Doesn’t cover damage to your own vehicle
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Comprehensive Insurance
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Includes third-party coverage
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Also covers damage to your car (accidents, theft, fire, natural disasters)
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Option to add riders like zero depreciation, engine protection, etc.
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Own Damage Insurance (For vehicles with an existing third-party policy)
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Covers damages to your own car only
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Steps to Buy Car Insurance on Policybazaar
Step 1: Visit the Website
Go to www.policybazaar.com and click on the “Car Insurance” tab.
Step 2: Enter Car Details
Fill in your car’s details like:
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Car make, model, and variant
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Fuel type and registration city
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Registration number (optional if new)
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Existing policy details (if renewing)
Step 3: Compare Quotes
Policybazaar will show a list of quotes from different insurers. You can:
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Filter by coverage, brand, or premium
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Compare features and add-on benefits
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Check ratings and reviews
Step 4: Customize Your Plan
Select add-ons like:
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Zero depreciation cover
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Roadside assistance
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Engine protect
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No-Claim Bonus (NCB) protection
These features enhance protection but may slightly increase your premium.
Step 5: Make Payment
Once you’ve chosen a plan, enter your personal details (name, address, contact info). Review everything, then pay securely online through UPI, card, or net banking.
Step 6: Get Instant Policy
After payment, your car insurance policy is emailed to you instantly. You can also download it from your Policybazaar account anytime.
Conclusion
Buying car insurance from Policybazaar is simple, transparent, and fast. You get the freedom to compare policies, customize plans, and secure your car—all without stepping out of your home. Whether you’re a first-time buyer or renewing an old policy, Policybazaar ensures you get the best deal with reliable coverage for your vehicle.
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